WPC* Wps _9*hQԌ9?/>Es#C(o?n桦 'Y~Y` '=>%̣2~"Hd0tłz=%c'S#r%z}BNȫ@rx+q,®ԄE .bOuVing1jZs3;p[@Sl/Xe =<'\]EZH$I-^A!EY(! f7yPM9=4בh^ Zo>_g ;?iLw8Wo#+!N"})- ZKQ>ee``5ϫ1Uk!-7a&UN %b 0h# XT1w^  1U4 1uPN4UN8 m: 0ZQ 72 0 1 0DXM 1 1AA 0 0 0j"j"j"j"j"j"j" 0!uB% 0w% 0.& 0&&&&&&&&&&E''''''''''' B'''' 1'''''''''''''''''''''',6(6( b)b) 0Lk*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k*k* B-*(  Z6Times New Roman RegularX(Ƞ$} TRW<6&A4W<6&A4 6&A4 6&A4T#ggdd  ISUS.,    -zv > *  X-8dd80W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wptnl".s  =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)P}-ό|)3|x6Times New Roman RegularUF*MIVJMiWjar texta.@a..  i)*ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI(ehCEKQW]cioAutoList4a.a.a.a.a.a.a.a.>*SKLSkletur. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3)$ Ƞ!}X9TXXXTRV<6&A4X3' Letter 6&A43'TXX9T#ggdd  ISUS.,    -zv > *  X-8dXXd8  (3)$ Ƞ!}X9TXXXTRV<6&A4X3' Letter 6&A43'TXX9T#ggdd  ISUS.,    -zv > *  X-8dXXd8  (3$ Ƞ!}X9TXXXTRV<6&A4X3' Letter 6&A43'TXX9T#ggdd  ISUS.,    -zv > *  X-8dXXd8   d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(# d(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a. " 6)'X9TXXXXX9T#ggdd  ISUS.,  -zv > *  X-  _  D   8))X9TXXXXX9T#ggdd  ISUS.,  -zv > *  X-  _Ԁ>c$"Small Circle"0 )Hairline d Ƞ!}X9TXXXTRV<6&A4X3' Letter 6&A43'TXX9T#ggdd  ISUS.,    -zv > *  X-8dd8  _ 4ABCD(%03  }su @(^Lg   s#ƅ#  X9TXumbreytingulgumnr.99/1999,umgreiWslukostnaWarviWopinbert    eftirlitmeWfjrmlastarfsemi,meWsWaribreytingum.#XX9T*#  }    A%N)  dEA V.  @&^1.gr.    y 5.gr.lagannasamtfyrirsgnorWastsvo: Z    @ _Gjaldskyldir_ԀaWilar,_lagningarstofn_Ԁoglagtgjald. @  M%   y Eftirtaldir_eftirlitsskyldir_ԀaWilarskulugreiWa_eftirlitsgjald_Ԁaf_lagningarstofni_ԀYeim  _hlutfllum_ԀogstrWumsemhrsegir:  "A0J"  A0J$ y2%  1  .3  Ԉ0    _ViWskiptabankar_,_sparisj;Wir_ԀoglnastofnaniraWraren_viWskiptabankar_Ԁog_sparisj;Wir_  skulugreiWa0,0108%afeignumsamtals,Y;eigilgrifjrhWen400.000_kr_.A0J$Q݌yQ   Ќ  "A0J"  A0Jx  y2%  2  .3  Ԉ0    _Vtryggingaflg_ԀskulugreiWa0,25355%af_b;kfrWum_Ԁ_frumtryggingaiWgjldum_Ԁog D 0,0521%af_b;kfrWum_Ԁfengnum_endurtryggingaiWgjldum_,Y;eigilgrifjrhWen  400.000_kr_.Vegna_sfnunarlftrygginga_ԀgreiWistY;_eftirlitsgjald_Ԁsemnemur0,00658%  af_nett;mismun_Ԁ_iWgjaldaskuldar_ԀaWfrdregnumhluta_endurtryggjenda_Ԁ } _iWgjaldaskuldinni._ԀA0Jx ݌pH   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    FlgeWaeinstaklingarsemstunda_vtryggingamiWlun_ԀskulugreiWa0,09%afYv ; _iWgjaldamagni_ԀsemmiWlaWer_nstliWnu_Ԁri,Y;eigilgrifjrhWen150.000_kr_.A0J݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    Fyrirtki_verWbrfaYj;nustu_ԀskulugreiWa0,0885%afeignumsamtals,Y;aldreilgri  fjrhWen250.000_kr_._VerWbrfasj;Wir_ԀskulugreiWa0,01068%afeignumsamtals,Y; t aldreilgrifjrhWen250.000_kr_._Rekstrarflg_Ԁ_verWbrfasj;Wa_ԀskulugreiWa0,08593% g? afeignumsamtals,Y;aldreilgrifjrhWen150.000_kr_.A0J݌2     Ќ  "A0J"  A0JD y2%  5  .3  Ԉ0    _Kauphallir_ԀogaWrir_skipulegir_Ԁ_tilboWsmarkaWir_ԀskulugreiWa0,5%af_rekstrartekjum_,Y; ! aldreilgrifjrhWen250.000_kr_.A0JDq݌ "   Ќ  "A0J"  A0Jc y2%  6  .3  Ԉ0    Lfeyrissj;WirskulusamtalsgreiWa0,00648%afhreinnieigntilgreiWslulfeyris.GreiWa !k# skal_eftirlitsgjaldiW_Ԁsem150.000_kr_._fastagjald_ԀvegnaYeirralfeyrissj;WaerhfWuhreina ^"6$ eigntilgreiWslulfeyrisundireinum_milljarWi_Ԁkr;na,300.000_kr_.vegnaYeirra )#% _lfeyrissj;Wa_ԀerhfWuhreinaeigntilgreiWslulfeyrisfreinumtiltumilljarWakr;naog #& 600.000_kr_.vegnaYeirralfeyrissj;WaerhfWuhreinaeigntilgreiWslulfeyrisYaryfir. $ ' XaWsemYer;greittaf_eftirlitsgjaldi_Ԁskv.1._mlsl_.greiWisthlutfalliviWfjldavirkra %b!( _sj;Wflaga._ԀA0Jc݌U&-")   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    _VerWbrfamiWstWvar_ԀskulugreiWa0,76297%af_rekstrartekjum_,Y;eigilgrifjrhW  '"* en250.000_kr_.A0J݌#'#+  ( #Ќ  "A0J"  A0JU y2%  8  .3  Ԉ0    _Innlnsdeildir_ԀsamvinnuflagaskulugreiWa_fastagjald_Ԁsemnemur250.000_kr_. ( _P;stgr;stofa_Ԁ_0slandsp;sts_Ԁhf.skalgreiWa_fastagjald_Ԁsemnemur150.000_kr_.A0JU݌   Ќ  "A0J"  A0J y2%  9  .3  Ԉ0    & a _NUskpunarsj;Wur_ԀatvinnulfsinsskalgreiWa0,0101%afeignumsamtals,Y;eigilgri  fjrhWen400.000_kr_._Hsbrfadeild_Ԁ_0bWalnasj;Ws_ԀskalgreiWa0,0004%afeignum a samtals,Y;eigilgrifjrhWen400.000_kr_.'ah A0J݌T,   Ќ  "A0J "  A0J" y2%  10  .3  Ԉ0    & , Tryggingarsj;Wur_innstWueigenda_Ԁogfjrfestaog_ryggissj;Wir_Ԁsamkvmtlgumum  _innstWutryggingar_Ԁog_tryggingakerfi_ԀfyrirfjrfestaskulugreiWa_fastagjald_Ԁsemnemur  150.000_kr_.A0J""݌    Ќ   y B',.#tiberlendra_eftirlitsskyldra_ԀaWilasemfengiWhafastarfsleyfihrlandiskulugreiWa  X _eftirlitsgjald_ԀsamkvmtviWeiganditluliW1.mgr. K #   y Xrttfyrir1.mgr.skal_eftirlitsskyldur_ԀaWili,semeraWminnstakostiaW///)  9 )   10  /tt//hlutumeigu    annars_eftirlitsskylds_ԀaWila,greiWa/cc//  1  jj  5  ///hluta_eftirlitsgjalds_ԀsamkvmtviWeiganditluliW1.    mgr.,endahafi_m;WurflagiW_Ԁheimildtilsmustarfsemiog_d;tturflagiW_.kvWiYettaY;   ekkiviWum_lgmarksgjald_Ԁskv.1.mgr. wO   y _Eftirlitsgjald_ԀskalreiknastheilumYsundumkr;na.ViWlagninguskaljafnframtfra B  _lagningarstofna_ԀYsundirkr;na.    @&^2.gr. {   y LgYessiWlastgildi1.janar2003. nF A%N)  dEA e= @ ^X9TXSamYykktAlYingi12.desember2002.#XX9T@,#Ԉ